金融科技出海峰會(huì)完美收官

阿里云國(guó)際金融科技出海峰會(huì)完美收官，行業(yè)專家領(lǐng)袖及企業(yè)代表們紛紛暢言，分享真知灼見，通過生動(dòng)的案例和故事探討了在金融出海領(lǐng)域合規(guī)的重要性及做好本土化的必要性，揭示了金融行業(yè) AI 和技術(shù)保障發(fā)揮的重要價(jià)值。隨著討論的深入，參與者們進(jìn)一步挖掘了在全球化浪潮中，金融科技企業(yè)如何乘風(fēng)破浪，既抓住機(jī)遇又規(guī)避風(fēng)險(xiǎn)的策略。行業(yè)分析師通過詳實(shí)的數(shù)據(jù)分析，揭示了 AI 和算力對(duì)金融行業(yè)的助力，企業(yè)家代表們則紛紛提醒大家合規(guī)的不可輕視性，在出海過程中一定要守好底線。

The Alibaba Cloud International Fintech Summit wrapped up effectively with key players from the industry engaging in important discussions about complying with regulations and adapting to local markets when expanding finance businesses internationally. AI and tech support were emphasized as critical factors. Attendees considered strategies for fintechs to thrive globally, balancing seizing opportunities and avoiding risks. Data shown by analysts revealed AI's and computing's benefits to finance. Vice Chairman and Financial Services Industry Leader of Deloitte China, Wu Weijun highlighted the essential need for compliance in global growth using a metaphorical story.

接下來，讓我們一起來聆聽行業(yè)先鋒們的真知灼見吧

Next, let us listen to the insights of industry pioneers

Selina Yuan, Vice President of Alibaba Group, President of Alibaba Cloud International

阿里巴巴集團(tuán)副總裁，阿里云國(guó)際事業(yè)部總裁 袁千：

對(duì)于阿里云國(guó)際，出海的不只是算力，同樣是長(zhǎng)年深耕本地、服務(wù)本地的經(jīng)驗(yàn)和實(shí)踐，幫助中資企業(yè)快速在海外生根發(fā)展。

Alibaba Cloud's globalization journey goes beyond the worldwide expansion of the infrastructure. It is rooted in years of service to local customers, a deep understanding of their practical needs, and an intimate knowledge of market dynamics. Alibaba Cloud is poised to empower Chinese enterprieses to thrive in the global landscape.

David Wu, Vice Chairman and Financial Services Industry Leader of Deloitte China

德勤中國(guó)副主席、金融服務(wù)業(yè)主管合伙人 吳衛(wèi)軍：

從金融科技的實(shí)物形態(tài)來說，阿里實(shí)際上是為他的每一個(gè)客戶，個(gè)人或者是企業(yè)，提供了開立支付賬戶的一個(gè)功能。金融科技的存在，使得交易的效率得到了極大的提高，這就是最普惠的金融。

“守底線、補(bǔ)短板、謀長(zhǎng)遠(yuǎn)” ，從“形式合規(guī)”轉(zhuǎn)變?yōu)椤昂弦?guī)為本”，從“文化融合”到“文化契合”，從“短期績(jī)效”到“長(zhǎng)期價(jià)值”。

From the perspective of fintech's tangible forms, Alibaba Cloud essentially provides every one of its customers, individuals or businesses, with the function to open a payment account. The presence of fintech has greatly improved transaction efficiency, which represents the most inclusive form of finance.

"Keep the bottom line, fill in the gaps, and pursue the long term", shift from "Formal Compliance" to "Compliance-based", from "Cultural Integration" to "Cultural Fit", from "Short-term Performance" to "Long-term Value"

Vakee Lai, Founder and CEO of RockFlow

RockFlow 創(chuàng)始人及CEO 賴蘊(yùn)琦：

通過AI原生的投資理財(cái)平臺(tái)，我們可以讓投資變成生活的一部分，并給用戶帶來極致的個(gè)性化體驗(yàn)。金融業(yè)務(wù)是AI完美適配的場(chǎng)景，滿足合規(guī)要求，金融出海就會(huì)是最有潛力、最有規(guī)模化能力的機(jī)會(huì)。

Through an AI-native investment and financial management platform, we can integrate investing into everyday life and provide users with the ultimate personalized experience. Financial services represent the ideal scenario for AI integration. By meeting regulatory requirements, financial expansion overseas becomes the most promising opportunity with the greatest potential for scalability.

Zunlei Xiao, Chief Scientist of Rong360

融360首席科學(xué)家 肖尊雷：

阿里云具備出色的資源彈性伸縮特性，確保在遭遇高并發(fā)業(yè)務(wù)峰值時(shí)，能夠即時(shí)提供充裕的計(jì)算能力，同時(shí)有效控制成本支出，根據(jù)我們的實(shí)際應(yīng)用經(jīng)驗(yàn)，這一方案能顯著節(jié)省約50%的算力成本，效益十分顯著。

Alibaba Cloud has excellent resource elasticity features, ensuring that when encountering high concurrent business peaks, it can immediately provide sufficient computing power while effectively controlling cost expenditures. According to our practical application experience, this solution can significantly save about 50% of computing power costs, and the benefits are very significant.

Garry Sien, Chief SA of Global Financial Services Solutions, Alibaba Cloud International

阿里云國(guó)際事業(yè)部金融解決方案首席架構(gòu)師 冼卓賢：

我們做的所有的解決方案，都會(huì)把風(fēng)控放在第一位，不單是我們自己的業(yè)務(wù)，也包括我們的客戶，我們的伙伴。

In all the solutions we provide, we will always put risk control first, not only for our own business, but also for our customers and our partners.

William Xiong, Vice President of Alibaba Cloud International, General Manager of Industry Solutions

阿里云國(guó)際事業(yè)部行業(yè)解決方案總經(jīng)理 熊務(wù)真：

SuperApp 2.0 對(duì)我們來說，它遠(yuǎn)超一個(gè)簡(jiǎn)單的技術(shù)平臺(tái)，更多的是一種生態(tài)，在這個(gè)體系下，我們可以讓商家通過小程序開發(fā)平臺(tái)快速開發(fā)小程序，完善SuperApp的場(chǎng)景豐富度；讓ISV合作伙伴通過小程序開發(fā)平臺(tái)和應(yīng)用開放平臺(tái)提供垂直解決方案（如餐飲類，商城類，生活繳費(fèi)，智能出行等）和業(yè)務(wù)組件（如EKYC、AML、風(fēng)控等）加強(qiáng)SuperApp開箱即用的能力，同時(shí)滿足本地監(jiān)管和本地客戶體驗(yàn)訴求，助力金融客戶出海落地和業(yè)務(wù)快速拓展。

SuperApp 2.0 is more than a tech platform – it's a living ecosystem that brings diverse features together. Here, merchants can quickly build mini-programs using our specialized platform, making the SuperApp even more versatile. Our ISV partners get to use both the mini-program and app development platforms to create industry-specific solutions, plus essential business features like EKYC, AML etc. This makes the SuperApp ready to use right away, meeting local rules and user needs perfectly. It's a game changer for finance companies going global, smoothing their path into new markets and turbocharging their growth.

William Yao, ZOLOZ CTO

螞蟻安全科技技術(shù)部（ZOLOZ）CTO 姚偉斌：

阿里云顯著的優(yōu)勢(shì)在于其深度融入并適應(yīng)不同地區(qū)的金融生態(tài)，尤其是對(duì)當(dāng)?shù)乇O(jiān)管環(huán)境的精準(zhǔn)把握。面對(duì)全球各國(guó)家和地區(qū)日益嚴(yán)格的 數(shù)據(jù)安全法規(guī)與個(gè)人隱私保護(hù)要求，如數(shù)據(jù)不得跨境傳輸?shù)纫?guī)定，阿里云展現(xiàn)了前瞻性的合規(guī)策略。

Alibaba Cloud's significant advantage lies in its deep integration into and adaptability to the financial ecology of different regions, especially its precise grasp of the local regulatory environment. In the face of increasingly stringent data security regulations and personal privacy protection requirements in various countries and regions around the world, such as regulations such as the prohibition of cross-border transmission of data, Alibaba Cloud has demonstrated a forward-looking compliance strategy.

Bridge Song, Vice President of Alibaba Cloud International

阿里云國(guó)際事業(yè)部副總裁 宋瑛橋：

出海之道，“橙盟”關(guān)照。我們覺得出海還是不能一個(gè)人孤獨(dú)前行，更多需要伙伴們抱團(tuán)取暖。橙云出海服務(wù)聯(lián)盟就是要通過聯(lián)合更多的行業(yè)和區(qū)域雙維度的產(chǎn)品和服務(wù)提供商，打造一個(gè)一站式的服務(wù)平臺(tái)，為出海企業(yè)提供全方位的產(chǎn)品解決方案和服務(wù)，助力更多的企業(yè)揚(yáng)帆遠(yuǎn)航！

The Alibaba Cloud Go Global Fintech Committee was established with the vision of uniting providers spanning various industries and regions under one umbrella, thereby creating a holistic service platform. Our paramount objective is to furnish businesses embarking on their international endeavors with exhaustive product solutions and services, thereby empowering them to venture onto the global stage with confidence and pave their path to international success.

Tan Liang, Deloitte China Chief Growth Officer

德勤中國(guó)首席業(yè)務(wù)增長(zhǎng)官 談亮：

同時(shí)，德勤中國(guó)首席業(yè)務(wù)增長(zhǎng)官談亮強(qiáng)調(diào)了Fintech企業(yè)走出海外的三大要點(diǎn)：敢作為的企業(yè)家精神、堅(jiān)實(shí)技術(shù)支持以及重視風(fēng)險(xiǎn)控制與合規(guī)的穩(wěn)健行動(dòng)，他提出了德勤作為全球領(lǐng)先的專業(yè)服務(wù)機(jī)構(gòu)，將結(jié)合自身全球資源和人文關(guān)懷的視角，協(xié)助中國(guó)企業(yè)安全穩(wěn)固地拓展國(guó)際市場(chǎng)，實(shí)現(xiàn)長(zhǎng)遠(yuǎn)發(fā)展。

Deloitte China Chief Growth Officer Mr. Tan Liang, underscored three key points for Fintech companies expanding overseas: entrepreneurial spirit, technical support, and risk management and compliance. He offered that Deloitte, as a leading global professional services organization, will assist Chinese enterprises in securely and robustly expanding into international markets from a perspective that combines global resources and humanistic care, facilitating sustainable growth.

橙云出海服務(wù)聯(lián)盟金融科技委員會(huì)成立

隨著橙云出海服務(wù)聯(lián)盟金融科技委員會(huì)的正式成立，將大會(huì)推向下一個(gè)高潮，通過打造一個(gè)一站式的服務(wù)平臺(tái)，阿里云希望為出海企業(yè)提供全方位的產(chǎn)品解決方案和服務(wù)，助力更多的企業(yè)揚(yáng)帆遠(yuǎn)航！

Finally, with the formal establishment of Alibaba Cloud Go Global Fintech Committee, the conference was pushed to the next climax. By creating a one-stop service platform, Alibaba Cloud hopes to provide a full range of product solutions and services for overseas companies, helping more companies to go !

公司代表依次是

北京海致星圖科技有限公司CEO 楊娟

神策數(shù)據(jù)副總裁 楊嵐欽

高陽(yáng)寰球COO及副總裁 瞿康明

德勤中國(guó)首席業(yè)務(wù)增長(zhǎng)官 談亮

螞蟻安全科技技術(shù)部CTO 姚偉斌

阿里云智能國(guó)際事業(yè)部副總裁 宋瑛橋

鄧白氏中國(guó)區(qū)業(yè)務(wù)副總裁兼大客戶管理部總經(jīng)理 徐仁卿

AI Rudder副總裁，全球銷售和客戶成功負(fù)責(zé)人成佳弘

Smartdeer 全球招聘負(fù)責(zé)人 劉建彬

靖亞資本合伙人 駱銀銀

圓桌論壇

德勤中國(guó)首席業(yè)務(wù)增長(zhǎng)官談亮作為圓桌論壇的主持人表示：“德勤與阿里云是多年的全球戰(zhàn)略合作伙伴，我們已在數(shù)字化轉(zhuǎn)型、供應(yīng)鏈優(yōu)化、工業(yè)互聯(lián)網(wǎng)生態(tài)等多領(lǐng)域開展了多年的成功合作。同時(shí)，德勤也有常年服務(wù)中企出海的專精實(shí)力，長(zhǎng)期致力于為中國(guó)企業(yè)‘走出去’提供一站式的全方位服務(wù)，持續(xù)推動(dòng)中國(guó)與世界的開放融通。”

AI Rudder副總裁，全球銷售和客戶成功負(fù)責(zé)人總結(jié)了八個(gè)字：生態(tài)共榮，攜手共贏。選擇和信任穩(wěn)定可靠的合作伙伴，會(huì)大大加速企業(yè)在業(yè)務(wù)推進(jìn)過程中的穩(wěn)定性和長(zhǎng)期發(fā)展。

Fintopia合伙人及CPO賈旭東說到我們要更好地熟悉其他海外國(guó)家的用戶習(xí)慣和當(dāng)?shù)乇O(jiān)管政策，不僅僅是全球化，更是本地化。

6Estates數(shù)據(jù)分析和風(fēng)險(xiǎn)負(fù)責(zé)人徐敏提及到AI在金融科技能夠真正形成生產(chǎn)力，而不止是很多人認(rèn)為只是一個(gè)聊天工具，形成有生產(chǎn)力的AI，才能助力整個(gè)金融科技的出海。

靖亞資本合伙人駱銀銀給大家兩個(gè)建議，第一，在Fintech領(lǐng)域的創(chuàng)業(yè)者要相信產(chǎn)品技術(shù)的力量。第二，大家要擁抱AI，讓AI流淌在你產(chǎn)品的血液里，因?yàn)檫@個(gè)東西真的可以提升產(chǎn)品的力量，讓它發(fā)揮更大的價(jià)值、服務(wù)更多的客戶。

As the moderator of the roundtable, Tan Liang, Deloitte China Chief Growth Officer stated: "Deloitte and Alibaba Cloud have been global strategic partners for years, with successful collaborations in digital transformation, supply chain optimization, and building the industrial internet ecosystem. Deloitte also has dedicated expertise in supporting Chinese enterprises' global expansion, providing one-stop, comprehensive services to facilitate the integration of Chinese businesses into the global market."

AI Rudder Vice President, Head of Global Sales & Customer Success, Bianca summarized her speech into eight words: "Mutual prosperity and collaborative success." Partnering with and trusting a stable and reliable collaborator can significantly accelerate a company's stability and long-term growth during business advancement.

Partner and CPO of Fintopia Group, Xudong Jia emphasized the importance of understanding the user habits and local regulatory policies of other countries, advocating not just for globalization but also for localization.

Min Xu, Data Analytics and Risk Management Lead of 6Estates mentioned that AI in fintech should form a productive force, not just be seen as a chat tool. It is the creation of productive AI that can aid the entire fintech industry in expanding globally.

Partner of Eminence Ventures, Laven Luo offered two pieces of advice. First, entrepreneurs in the fintech field should believe in the power of product technology. Second, embrace AI and let it run through your product's veins; it can truly enhance the strength of the product, maximizing its value and serving more customers.

在攜帶著來自各界精英的寶貴見解與啟迪，我們預(yù)祝每一位金融企業(yè)家在開拓國(guó)際航道上乘風(fēng)破浪，共創(chuàng)輝煌。

We wish every financial entrepreneur success in Go Global journey.

The Voices Of Our Customers

最后，一起來聆聽我們客戶的聲音吧！

Finally, let’s listen to the voices of our customers!